First-time buyers in Quebec
Original AutoMart Canada notes for shoppers in Quebec. Rates and programs change — confirm with a dealer, insurer, or the provincial government before you buy.
A first new-car deal in Quebec still needs a down payment or a trade, proof of income, and a credit file. Subprime is possible; “guaranteed approval” ads are not how Canadian lenders work.
GST 5% plus QST 9.975% (14.975% combined) on a new vehicle. Budget the out-the-door number, not the weekly payment on a 96-month loan.
Bring a driver’s licence, a recent pay stub, and the postal code you actually live at. Start the application on AutoMart; a partner will follow up. We do not make the credit decision.
City hubs in Quebec on this site include Alma, Baie-Comeau, Beaconsfield, Blainville, Boucherville, Brossard, Chambly and Chateauguay and 42 more. Open the Quebec city list or the Canada map.