Home / Bad credit car loans in Canada
A lower score does not have to stop the search. Get pre-approved so Canadian dealer and finance partners can show vehicles that fit your budget.
AutoMart does not issue loans or pull credit itself. Your application is shared with licensed Canadian dealer and finance partners who decide on terms.
Fair, poor, or “not sure” scores are normal answers in our quiz. Partners use income, down payment, and credit together — not a single number.
Have a trade-in or a small down payment ready? Include it in the form. It often improves the offers you see.
Often yes, through a dealer or subprime lender. AutoMart connects you with partners; we are not a lender and cannot guarantee approval.
AutoMart does not make a lending decision. By submitting the form you consent to credit information being obtained, and the dealer and finance partners we share your application with may do so when they assess it. Read the consent text on the last step before you submit.
Ready? Check your options or browse new cars.