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Financing for first-time car buyers

New to buying a car? Get pre-approved first so you shop vehicles that fit a monthly payment you can afford.

Get pre-approved

First-time buyers are often approved with proof of income, a Canadian address, and a down payment. A co-signer can help but is not required to start.

Our quiz asks who the vehicle is for, how you will use it, budget, and employment — the same facts a dealer finance office would ask.

AutoMart does not approve loans. Partners contact you after you submit. You can decline any offer.

Questions

Do I need credit history to apply?

No. Choose “Not sure” for credit if you are new to borrowing. Partners review income and other details too.

What should I have ready?

A phone number, email, postal code, and a sense of monthly budget. Photo ID is handled later with the partner, not on this form.

1-877-310-3030