First-time buyers in British Columbia
Original AutoMart Canada notes for shoppers in British Columbia. Rates and programs change — confirm with a dealer, insurer, or the provincial government before you buy.
A first new-car deal in British Columbia still needs a down payment or a trade, proof of income, and a credit file. Subprime is possible; “guaranteed approval” ads are not how Canadian lenders work.
GST 5% plus PST 7% on most new vehicles (12% combined). Budget the out-the-door number, not the weekly payment on a 96-month loan.
Bring a driver’s licence, a recent pay stub, and the postal code you actually live at. Start the application on AutoMart; a partner will follow up. We do not make the credit decision.
City hubs in British Columbia on this site include Abbotsford, Burnaby, Campbell River, Chilliwack, Coquitlam, Courtenay, Cranbrook and Dawson Creek and 35 more. Open the British Columbia city list or the Canada map.